Well, we all know that Mpesa is
widely used in Kenya, Tanzania and Afghanistan. Zap is available to the 22+ Zain One-Network Countries.
We also know that Paypal hates Africa.
Lastly, We know that Symbiotic Media Consortium has developed a working Payment Gateway that already links PayPal, Mpesa and Zap. Needless to say, there was no help or support at all from Safaricom, because safaricom knows as much about Mpesa as Wangechi.
So this presents a very clear advantage for players like Google to come into the Africa playing field. Africa has millions of people who have NO WAY doing e-commerce, unless they have credit-cards and can cheat Paypal to not be seen as originating from Africa, the Dark Continent full of thieves.
Using The Symbiotic Payment Platform, Google can rule the African Market and Leverage the un-tapped m/e-commerce. We know Google Loves Africa. She has Offices in Kenya.
This being a man-eat-man society where people just sleep and wait for others to think then steal the ideas, I will share no more, but will email it as a PDF to Google, detailing each and every step, hoping they will adopt it. They will. I know.